Business: Business general liability, Workers’ compensation, Employment benefits
Individual Insurance Needs:
Automobile Insurance
Car insurance is required by law, but there are many different factors that can affect your insurance premium. Some factors are age, gender, driving record, miles driven, county of residence, and type of vehicle. Contact Tommy and he will help you choose the right coverage for your needs.
Household Protection
For many people, a home is their most valuable asset. Contact Tommy and he will help you choose the right level of protection. Condominium owners and renters should also protect their investments.
Health Insurance
With rising health-care costs, health insurance should be a priority for you and your family. Contact Tommy and he will get you a favorable combination of low rates, prompt service and great coverage.
Life Insurance
None of us wants to leave our families in a financial bind. Contact Tommy and he can help you choose between term and whole life with a premium that meets your needs.
Disability Insurance
Tommy says, "Your single, largest asset is your ability to earn an income." People readily insure their homes and cars, but not their earning ability. Contact Tommy and he will offer you either short-term or long-term policies that can protect your income.
Long-term Care
Most of us don’t have the financial strength to support a family member who may need long-term care. A minimum day-rate in Atlanta is $125 a day – that’s $45,000 a year. Contact Tommy and he will help you choose a financially sound carrier.
Annuities
A tax-deferred annuity offers you a lifetime of income that you can never outlive. Contact Tommy for a guaranteed interest yield.
Business Insurance Needs:
Business General Liability
Business owners need liability protection for auto accidents, personal injury and damage to buildings and equipment. Contact Tommy and let him show you how to protect your business.
Workers’ Compensation
Accidents do happen – make sure you and your employees are protected. This coverage is required by the State of Georgia for companies with three or more employees (including the owner.) Contact Tommy for the right coverage.
Employee Benefits
A good benefits package attracts the best employees. Benefits include group medical insurance, group term and whole life insurance, group disability insurance, group dental and vision care, and more. Contact Tommy and he will put together the right package for you and your employees.
